Covid losses: Axa wants to make peace with restaurateurs

The insurer releases 300 million to compensate 15,000 of its customers forced to close during the crisis.

Axa wants to turn the page on the health crisis. , who are claiming compensation for operating losses linked to the closure of their businesses during the pandemic, the insurer has decided to settle the conflict out of court. It thus proposes to pay 300 million euros to the 15,000 restaurateurs who have taken out its insurance contract which guarantees compensation for operating losses linked to an administrative closure. However, this includes an exclusion clause stipulating that the guarantee does not apply if ” at least one other establishment in the department»Is the subject of an administrative closure for an identical cause. The question is whether the Covid-19 pandemic falls within the scope of this guarantee. Until now, Axa considered that this was not the case.

Faced with his refusal to compensate restaurateurs, many of them have taken legal action, and 1,500 legal proceedings are underway. But the decisions rendered by the commercial courts are heterogeneous. And the two appellate courts to have ruled for the moment have sometimes ruled in favor of the restaurateurs (Aix-en-Provence Court of Appeal), sometimes of the insurer (Bordeaux Court of Appeal). “I regret everything that happened. We were divided with the restaurateurs by a misunderstanding , explained Thursday morning, on Europe 1. We are at a key moment in France, the reopening of restaurants and bars but also the reopening of the economy. We want to support our restaurant customers (…), it is important to put behind us this difficulty, the legal vagueness that we have experienced.»

SEE ALSO – «Unfortunately there will be breakage “: Philippe Etchebest fears the end of aid for restaurateurs

The envelope of 300 million euros is intended for all insured restaurateurs and represents 20,000 euros on average per establishment. “We offer a transaction to many people (…), even people who have lost in court», Specifies Thomas Buberl. Its amount will represent on average half of the shortfall suffered by restaurants and cafes during the various confinements – within the limit of three months for each of them. “It’s not compensation, it’s a transaction », However. This means that customers who accept it will have to waive any legal action against the insurer.

“A real gesture of appeasement”

Axa’s decision has been hailed by some law firms defending restaurateurs. “It is a real gesture of appeasement , explains Me Guillaume Aksil, who defends several hundred restaurateurs.It is now a question of making reasonable proposals to restaurateurs. The average sum of 20,000 euros per case is about three times lower than the provisional amounts awarded by the courts. “Also very involved in these cases, the law firm Vey & Associés considers that”this is a huge victory for restaurateurs ».

Critics, some professional trade union organizations are maintaining the pressure. “It is not certain that the restaurateurs concerned do not have every interest, in view of the accumulated debts which for many exceed 20,000 euros, to bring their interests to justice. “, Warns the Syndicate of Independents (SDI). In May, he announced his intention to sue Axa on behalf of ten of its members. “These proposals are not enough at all, abounds Roland Héguy, president of the Union of trades and industries of the hotel (Umih). For the first disputes that we won, we have an average of 150,000 euros per restaurant.»

Like all insurers, Axa has changed its business interruption contracts, explicitly excluding the pandemic. However, his clients have remained rather loyal to him. “Over 92% renewed their contracts», Specifies Patrick Cohen. The ongoing litigation has apparently not altered its image, but it was surely time for the insurer to come out of the crisis from the top.

Related Posts

Twitter boss and Jay Z want to make bitcoin the currency of the internet

Comments Off on Twitter boss and Jay Z want to make bitcoin the currency of the internet

The mink industry affected by the Covid-19 crisis

Comments Off on The mink industry affected by the Covid-19 crisis

The CGT wants an amnesty law for the break-up unionists

Comments Off on The CGT wants an amnesty law for the break-up unionists

Coffee machine, starting drinks… Virtual offices to make teleworking more user-friendly

Comments Off on Coffee machine, starting drinks… Virtual offices to make teleworking more user-friendly

Covid: CureVac’s vaccine candidate only 47% effective, according to interim analysis

Comments Off on Covid: CureVac’s vaccine candidate only 47% effective, according to interim analysis

Paternity leave, salary increase, Covid crisis… MPs vote for an extraordinary Social Security budget

Comments Off on Paternity leave, salary increase, Covid crisis… MPs vote for an extraordinary Social Security budget

Covid-19 also ruined Black Friday in the United States

Comments Off on Covid-19 also ruined Black Friday in the United States

The government presents its roadmap to make digital technology greener

Comments Off on The government presents its roadmap to make digital technology greener

Mobility: the government wants to develop “all-in-one” digital platforms

Comments Off on Mobility: the government wants to develop “all-in-one” digital platforms

Twitter boss and Jay Z want to make bitcoin the currency of the internet

Comments Off on Twitter boss and Jay Z want to make bitcoin the currency of the internet

Macron wants to modulate the taxation of fuels according to the price of oil

Comments Off on Macron wants to modulate the taxation of fuels according to the price of oil

Small businesses: The Mayor wants to make an additional gesture on rents

Comments Off on Small businesses: The Mayor wants to make an additional gesture on rents

Create Account



Log In Your Account